Chris Heagarty: From Advocate Frying Pan Into the Legislative Fire

It is unusual set of recent circumstances for my good friend, Chris Heagarty of Raleigh.

For many years he has been a citizen leader advocating for campaign finance reforms and election law changes.

As Executive Director of the North Carolina Center of Voter Education (also known as "The Center" or "NCCVE") for seven years, Chris played a large role in advocating for and recommending substantial improvements to the state's election laws. Unlike some folks currently involved on those subjects, his efforts predate and were bolstered by the various scandals involving Meg Scott Phipps, Jim Black, Frank Ballance, and Thomas Wright.

Among the changes Chris advocated for were:

- greater transparency in campaign reporting
- State-published voter guides mailed to households statewide
- an emphasis on legislative and candidate ethics

as well as

- the nationally-recognized and much-lauded public finance system option for judicial elections and several Council of State posts, experiments that have proven successful, by the way.

To accomplish these feats he was a daily fixture among the Honorables down on Jones Street and sometimes in other settings such as in the courts or speaking at rallies or in press conferences.

Every waking day Chris focused his energy and zeal toward educating voters and encouraging more citizens to be active and engaged in the political process, no matter their party preference.

Chris also focused on voter registration and establishing a partnership with UNC-TV public television so that candidate fora could be broadcast statewide and greater links to information for voters about issues and campaigns could be created.

After taking an almost three year sabbatical in law school, Chris witnessed yet another lawmaker and public official ousted by a serious pattern of major campaign finance violations. This time, though, it was his own State Representative in the North Carolina General Assembly and it was personal.

Chris decided to put theory into practice -- to walk the walk and not just talk the talk: He decided to throw his own hat into the ring for the seat.

After a deftly-organized and successful campaign effort among those persons authorized to select and recommend a replacement in the House seat, Governor Bev Perdue appointed Heagarty to the post last week.

Chris joins the legislature at an awkward time in some respects. It's between sessions, he has to file for election almost immediately, and he is in a swing district that could make the difference in whether the Democrats retain the majority in the House or not. And, on top of that, we're in the midst of the worst economy in 70 years.

But he also faces some high expectations: Chris, as the knight who fought many a battle royale on the outside for clean elections and public financing and good government, is now on the inside and is expected to continue his crusade.

I trust he will prevail, and am very proud of my friend who has chosen this new means of engaging civic participation.

After all, I've personally had the benefit of watching him in action before,
during and after my own years as State Representative. Chris is well-respected
by legislators and folks all across party lines, and is a trusted, hard-working, ready-to-serve advocate well-versed in constituent service and the bedrock
principles of the Democratic Party. In my opinion, he will be an immediately
effective legislator for District 41.

Congratulations, Representative Chris Heagarty!

Fighting Fraud is a Full-Time Job, Says Insurance Commissioner Goodwin

Fighting fraud is a full-time job itself, says North Carolina Insurance Commissioner Wayne Goodwin.

As an update to an item referenced in a previous post on Wayne's World here, last night NBC-17 News in Raleigh aired a story about the recent horrific Smithfield embezzlement case and how one of the fourteen victims identified to date has been effected.

Furthermore, Insurance Commissioner Wayne Goodwin shared with the audience several tips on how to prevent being defrauded by insurance agents, investment advisers and others who offer to help manage your economic security.

As reported by NBC-17:

"The North Carolina Department of Insurance Criminal Investigations Division, which is investigating Hall, has more fraud cases than ever before, according to Commissioner Wayne Goodwin. [He] attributes it to the high unemployment rate.

'Fraud comes in many forms. And one thing which I have learned is that it can happen to anybody,' he said.

But Goodwin offers tips on how you can protect yourself:

-Always get a second opinion
-Ask family members to help with background checks
-Check out companies with the Department of Insurance
-Always ask brokers for verification and statements
-Never sign blank forms
-Never pay in cash for premiums
-And keep every record.

'I don't want to discourage people from developing trusting relationships. But you should always, always, when you are talking about your security get as much background information as you can and verify that that trust is warranted,' Goodwin said."

Click here for the link to the NBC-17 news item.

In addition to the high unemployment rate, the Commissioner attributes the spike in attempted and actual fraud to a plethora of causes tied to the dour economy. Among them are also the drop in value of stocks, securities and homes; job losses; the drop in consumer spending; and, the failure of wages generally to keep up with the cost of living.

"Your Insurance Commissioner and your state Department of Insurance are on the job every day fighting scammers, embezzlers, and thieves," said Goodwin. "Ultimately, we root them out, help send them to prison, and seek recovery and restitution for the victims."

In 2009 alone the Department has recovered approximately $10 million for affected individuals and businesses.

Goodwin Orders 9.6 % Cuts in Workers Comp Insurance Rates, Implements Public Comment Period

Insurance Commissioner Wayne Goodwin today announced that he has settled the workers compensation rate filings from the North Carolina Rate Bureau, the organization that represents the state's workers compensation insurance companies. The settlement ordered a 9.6 percent decrease to the voluntary market loss costs and no change (zero percent) to the assigned risk markets. The changes are effective April 1, 2010.

"I'm also proud that we were able to implement a public comment period for this filing, and I look forward to continuing this practice for future rate filings that the Department handles," said Commissioner Goodwin.

According to the Raleigh News & Observer, Insurance Commissioner Wayne Goodwin's order "is expected to generate more than $119 million in annual savings for the state's employers."

The 9.6 percent decrease, which takes effect in April, follows a 4.4 percent decline this year.The full filings and settlements are available for public review on the Department's Web site. Visit by clicking on this link and search for Serff Tracking numbers NCPC-126289369 and NCPC-126289290.

Goodwin's news complements his earlier feat this year of a significant automobile insurance rate cut that involved a rollback of and freezing of the rates - which saved drivers $450 million - and additional refunds of $50 million.

"I am very pleased with the work of my excellent expert staff, who join me in our ongoing efforts to protect consumers - families and small business owners, in particular - during these challenging economic times," said Goodwin.

Creative Loafing Columnist Compliments Commissioner

John Grooms of the popular Creative Loafing publication in Charlotte surprised me recently. His very kind column, linked here, appeared from out of nowhere, and is the type of pleasant surprise for persons in public service that makes up for many of those days when the burdens of one's job seem extra heavy.
The text appears below:

Amazing – public servant actually serving public
September 28th, 2009 by John Grooms in Boomer with an Attitude

"Many of us have grown so cynical about politics, it’s often just assumed that once politicians get into office, they forget their promises and start figuring out ways to cash in. Which makes news of an elected official doing his/her job — actually being conscientious! — a pleasant surprise. The BlueNC Web site reports on actions by NC Insurance Commissioner Wayne Goodwin to fight insurance fraud. Not just penny-ante cases, either. Last Tuesday, they arrested the CEO of Pace Airlines for skipping out on his employees’ health insurance plan; and on the same day, they busted Mark Hall, the owner of Market Street Advisors of Smithfield for ripping off $168,000 in life insurance annuities from a 90-year-old woman in Garner. So far this year, Goodwin’s department has successfully prosecuted 67 criminal cases, with over $9.7 million in restitutions and recoveries.

“Oh, that’s it?” you ask. Yep, that’s it, but consider that 10 percent of your insurance premiums goes toward the payment of fraudulent claims. Goodwin and his beefed-up crew of investigators are, amazing as it may seem, doing good work for the public good, and they deserve to get credit."

Thank you, Mr. Grooms! The Department of Insurance and I will continue to do our best for North Carolinians from Manteo to Morrisville to Matthews to Murphy.

Insurance Commissioner Wayne Goodwin Launches Effort to Help 80,000 Citizens Obtain Reduced Prescription Drug Costs

Today I had the honor and privilege to join Senior Tar Heel Legislators from across North Carolina and representatives of our 800 volunteers in the SHIIP program in our kick-off to obtain reduced prescription drug costs for 80,000 senior citizens.

Learn more here at this link.

Here is an excerpt:

RALEIGH -- More than 100 seniors pounded the pavement today at a relay event in Raleigh to kickoff a statewide enrollment campaign for Medicare's "Extra Help" low-income subsidy and Medicare Savings Programs that help eligible Medicare recipients pay for their prescription drug coverage and medicines and other Medicare medical coverage.

The campaign called "Relay for Extra Help" encourages Medicare recipients to help each other by relaying the message to their local communities that financial assistance is available - even for those who might not typically receive federal assistance. The Centers for Medicare and Medicaid Services has identified that North Carolina has more than 80,000 Medicare recipients who potentially qualify for the cost-saving programs, but have not enrolled.

The N.C. Senior Tar Heel Legislators attended a relay event in Raleigh where they agreed to relay the message back to all 100 counties. The Relay for Extra Help campaign's goal is to find and enroll eligible Medicare recipients in either the federal Low-Income Subsidy program that helps pay for Medicare prescription drug coverage and medicines or the Medicare Savings Program that helps pay for Medicare Part A and B premiums.

In remarks to the rally, I exclaimed:

"It's great to have so many seniors here today who are committed to taking the Extra Help message back to their communities," said Insurance Commissioner Wayne Goodwin. "North Carolina has more than 80,000 people on Medicare who could be receiving Medicare's Low-Income Subsidy benefits, but have not yet signed up. Our goal is to relay this message to every town in the state, find these folks and get them enrolled so that they can start receiving help paying for their Medicare prescription drug premiums and medicines."

Here is a very short video from today's event, courtesy of Channel 17 in Raleigh. Partners with your Department of Insurance on this endeavor are the NC Department of Health and Human Services and others.

This Relay for Extra Help is a great opportunity for many families. To find out whether you or a loved one is eligible, then please call toll-free 800-443-9354 or visit www.ncshiip.com.

Insurance Commissioner Wayne Goodwin Fights Fraud, Takes Big Bite Out of Crime

Your state Insurance Commissioner Wayne Goodwin and his highly-trained, experts at the Department of Insurance have given ample examples of their dedication to stamping out insurance fraud this week.

Just in the last week alone there have been this, this, this, this, and this.

The two most high profile of these have involved the CEO of Pace Airlines and the head of a business accused of swindling a 90-year old woman out of $168,000 and others out of more than $2.5 millions of dollars in savings.

"I'm proud of the quick and thorough work of my investigators in this case," said Insurance Commissioner Wayne Goodwin. "The money lost represents the hard work and savings of these honest people; we are doing everything we can to bring justice for them."

The Department of Insurance, through its Criminal Investigations Division, employs 20 sworn law enforcement officers dedicated to investigating claims of insurance fraud. So far in 2009, these criminal investigators have seen more than 241 cases successfully closed with more than $9.7 million in restitution and recoveries, 67 criminal convictions and 123 arrests and 92 cases pending in court.

An estimated 10 cents of every dollar paid in premiums goes toward the payment of fraudulent claims. To report suspected fraud, contact the Department of Insurance Investigations Division at (919) 807-6840. Callers may remain anonymous. Information is also available at the NC-DOI Web site.

And, to learn of ongoing law enforcement activity by the Department and Commissioner Goodwin, then please subscribe to the following Facebook page here or the RSS feed here.

Insurance Commissioner Goodwin Kicks Off Child Passenger Safety Week

Insurance Commissioner Wayne Goodwin, who also is State Fire Marshal and Chairman of the Safe Kids North Carolina organization, helped kick off National Child Passenger Safety Week on Saturday, September 12, in Greensboro. Watch news coverage from TimeWarner NewsChannel 14 here.

Also, read here from Goodwin's press release about why this issue matters and what parents can do to protect their children in car seats.